Who We Are

Markle Wealth Management is a financial services firm in Pennsylvania’s Lehigh Valley offering Financial Advisor and Financial Planning Services on a fee-only basis.

With the experience gained working at one of the top 150 Registered Investment Advisory firms, we provide services that are individualized to meet our clients’ financial needs and desires.  Although we offer comprehensive financial planning services, we also specialize in tax, estate and retirement planning.

Markle Wealth Management holds to a fiduciary standard, which means the firm will always act in good faith and in the best interest of our clients.  We promise to provide clear, independent and objective financial advice without the pressure to purchase a product.

Markle Wealth Management is proud to be a Member of the National Association of Personal Financial Advisors (NAPFA).

What We Can Help With

  • Investment planning

    Helping you create an investment portfolio to meet your financial needs and risk tolerance

  • Retirement planning

    Developing strategies for both savings and distributions

  • Tax planning

    Minimizing your tax liabilities and maximizing your employee benefits

  • Education planning

    Exploring tax efficient ways to save for college and any available tax incentives

  • Insurance planning

    Guiding you with proper life and related insurance selection

  • Cash Management (Budgeting)

    Helping client determine a realistic retirement budget

  • Estate Planning

    Everything you need to carry out your final wishes

Let’s talk about how we can help

Call today to set up a free initial consultation

Financial Planning Services

We offer comprehensive financial planning services covering all the major areas of financial planning and specialize in tax, estate and retirement planning.

Tax Planning

The main goal of tax planning is to minimize your tax liability which allows you to keep as much of your earnings as possible.  We accomplish this through detailed tax projections to determine your liability before year end and utilize various tax planning techniques to reduce your tax bill.

We can help you answer tax questions and also deal with more complex issues like employer compensation plans, and with years of tax experience as a CPA we are uniquely positioned to handle all of your tax issues.

Estate Planning

We will also help you develop an estate plan that allows your assets to pass to your beneficiaries in the most efficient manner possible in keeping with your wishes.

Retirement Planning

We offer retirement planning services including the following:

  • Developing a strategy to maximize your retirement savings
  • Planning retirement distributions to focus on the most tax efficient withdrawal strategy
  • Optimizing Social Security and Medicare benefits

Investment Advisory Services

We implement investment strategies on a fee-only basis.

Note that this is not the same as the “fee-based” structure used by some brokers where they could charge either a fixed fee or a sales commission.  We do not receive any sales commissions thereby eliminating any incentive to sell a financial product so we focus solely on your needs.

Our investment strategies and primary choice of investment vehicles is described in detail in the firm’s ADV brochure.  We provide these services under a non-discretionary engagement agreement, which means we will not buy or sell without your authorization.

Our asset management service provides you with:

  • Initial design
  • Deployment of your investment plan
  • Periodic review of your portfolio
  • Annual updates

Your risk tolerance, goals, tax position, time horizon and cash flows are all considered in constructing a written investment policy statement (IPS) specifically designed for your unique situation.

We believe that tax efficient account management is a crucial part of portfolio design.  You also need a determination of how much money you can withdraw from your portfolio and how sustainable that “spending” can be and therefore these are also an integral part of our asset management engagement.

Our annual investment advisory fee is generally 1.00% or less, based on the market value of the assets placed under our management.

Getting Started

If you have questions or would like to get more information about our firm, we encourage you to call and set up an appointment for an initial consultation.  In this meeting we can learn more about your needs and determine how our services can meet them.

There is no charge for the first 30 minutes of this meeting.

Rest assured that all topics discussed in any meeting including our initial consultation are kept in strict confidence.

David S. Markle, CPA/PFS, CFP®, CGMA

Financial Advisor and Owner of Markle Wealth Management

I started my career working in the accounting department of a small telephone company in 1992 and then moved to an accounting position with a construction contractor after a year.  At this stage of my life my sole focus was on becoming a CPA, which I accomplished in 1998.

I left private accounting for a position in a Philadelphia CPA firm and quickly determined I preferred being a tax accountant.  I left the Philadelphia firm in 1997 for the tax department of a public accounting firm where I remained until 2005.

Although I like tax work, I also became very interested in financial planning.  I enjoy helping people solve their financial issues in addition to their tax problems.

In 2005, I went to work for a Registered Investment Advisor that managed over a billion dollars in client assets.  I learned all aspects of financial planning and opened Markle Wealth Management in 2014.

Education / Certifications

B.S. Accounting, University of Scranton, May 1992

Certified Public Accountant, July 1998
Chartered Global Management Accountant, October 2014

Certified Financial Planner, October 2004
Personal Financial Planning Certificate, Moravian College, 2004
Personal Financial Specialist, March 2005

Professional Organizations:

Member AICPA and PICPA
Past PICPA state council member
Member of the PICPA Financial Planning Committee
Past President of the Lehigh Valley Chapter of the PICPA
Lehigh Valley Chapter PICPA CPE & Financial Planning Committee Co-Chair
Member of the Estate Planning Council of the Lehigh Valley
Member of the National Association of Personal Financial Advisors (NAPFA)
Lehigh Valley Chapter of the PICPA’s 2016 Volunteer Service Award Winner

Certifications & Memberships